REAL ESTATE MARKET

WELL THE REAL ESTATE MARKET SEEMS TO BE HEALING WITH ITS LOWEST QUARTER IN SALES GOING DOWN IT HAS BEEN EXPECTED THAT THE PRICE OF HOMES SHALL DECREASE AND ALL THE EAGER BUYERS THAT WERE NOT MOTIVATED ENOUGH ARE NOW FORECASTING TO BUY IN THE UPCOMING YEAR

STRONG SURVIVE

AS THE MARKET TENDS TO SLOW DOWN MANY OF US ARE TRYING TO SURVIVE WITH PART TIME JOBS ARE JUST TO FULFILL THE MANY RESPONSIBILITIES YOU MAY HAVE. AT TIMES YOUR STRESSING OUT TO SEEK OUT THE OPPORTUNITIES
AND WORKING TWICE AS HARD TO SERVE THE CLIENTS BUT REMEMBER,
"WHEN THE GOING GETS TOUGH THE TOUGH DOESNT QUIT".

listing

listing

HERE IS A BEAUTIFUL IN NORTH FONTANA CA HOPE YOU LIKE IT.

Community Programs

In 1974, the U.S. Department of Housing and Urban Development (HUD) established the CDBG program to develop viable urban communities, by providing decent housing, a suitable living environment and expand economic opportunities, primarily for persons of low to moderate income.The City of Baldwin Park recieves approximately $1.5 million annually in CDBG funds and $550,000 in HOME funds.Per HUD regulations, the project utilizing these funds must meet one of the following National Objectives:
Prevent or Eliminate Slum and Blight
Meet an Urgent need (imminent health and safety).
Benefit Low to Moderate-Income Neighborhoods and Persons.
The City welcomes public comments and input from our residents regarding possible, proposed or approved CDBG and HOME funded projects. Please submit

DEAR SUMMER

Well its that time in the season when the weather seems to get more interesting and temperature rises. Why is it more intersting? because the heat sometimes brings people to be in bad moods and also tends to slow people down, as for me its just great to be in the summertime and especially in California because we have the best weather and even though it gets a little warmer we can't complain because the summer is the time for many out of town tourists who try to escape from their bad weather. so next time you are in california and have lived all your life dont complain that the air conditioning does not work or that its too hot for you to work. just write Dear summer these are the best times of your life thank you. Always dont forget the sunscreen.

HECTOR ORTIZ

CONSEJOS LEGALES

CONSEJOS LEGALES

• Si Usted va a comprar un inmueble, asegúrese que este se encuentre debidamente inscrito en el Registro de la Propiedad Raíz a favor de la persona que se lo va a vender, y que, además, no esté afectado por alguna hipoteca u otro gravamen que ponga en riesgo el quieto y pacífico uso, goce y disposición del mismo, al grado que incluso podría llegar a perderse la propiedad. • Para ello, es necesario que antes de firmar un contrato de compraventa o de promesa de compraventa, se realice una investigación en el Registro de la Propiedad Raíz correspondiente, o que se solicite en el mismo una "Certificación Extractada", que informe sobre la situación jurídica en que se encuentra el inmueble.

DERECHOS COMO CLIENTE

DERECHOS COMO CLIENTEA partir del 1° de enero de 2003 entró en vigor la Ley de Transparencia y Fomento a la Competencia en el Crédito Garantizado, la cual permite a los interesados en adquirir un inmueble comparar de forma sencilla las opciones crediticias existentes e....

What is a short sale?

The term "short sale" refers to a transaction where there are insufficient funds generated from the sale of the property to cover all the seller's closing costs, the payoff of existing loans and or liens of record, and the seler is not in a position to deposit funds to make up the shortage (difference). An existing lien holder that agrees to a short sale will typically take the sellers proceeds after payment of the costs of sale, as approved by that lien holder.

Dealing with high prices for homes

I feel that the housing boom has done some serious harm. Prices have inflated so greatly that first-time home buyers (like me) are doomed. I'm in my late twenties, I make an honest $43,000 a year and I have excellent credit. But buying a home seems completely out of reach. What is the future for first-time home buyers?Answer: There might be no future — at least where you live today. Sometimes the only answer is to move, either farther from the urban center where you live now or away from expensive cities entirely.Of course, you may have other options. There are federal, state and local programs that encourage first-time home buyers, offering low-interest loans and other subsidies. A visit to the National Council of State Housing Agencies at http://www.ncsha.org can get you started looking for programs that might help you.But if homeownership is important to you and you can't swing it where you are now, then you need to explore other options. There are still plenty of areas, particularly in the Midwest and the South, where you can buy a decent home for $125,000 or less. The National Assn. of Realtors' median home price survey, available at http://www.realtor.org , can help you narrow down the possibilities.

Taking a loan so mom can buy a home is a bad idea

My mom keeps hinting that I should help her buy a house. Here's the situation: I live at home with my mom, brother and loser stepdad. My mom's credit isn't fabulous so she wants to have me apply for the loan and she and her husband would pay for it.


The catch is that he's a bit of a deadbeat, and my mom may eventually file for a divorce. I'm not worried about not making the mortgage payment. My mom and I could cover that on our own. If I take out a loan and put her on the deed, can he get half of the house if they divorce? What other things can go wrong here?Answer: Other than just about everything, you mean?What your stepfather could get depends on a number of factors, including how you structure this arrangement and what state you live in. In community property states, such as California, assets acquired during marriage generally are considered joint assets. In other states, "equitable-distribution" principles are used in divorce cases, and a judge could decide the house is fair game. Even if divorce weren't a factor in this equation, your mother's bad credit is. If she hasn't paid her bills in the recent past, what makes you think she'll keep her end of the deal now? Unless you can cover every mortgage payment entirely on your own, you shouldn't even consider this arrangement. You might not be able to pull it off, even if for some reason you decided to proceed. If you want a lender to consider only your credit history — and not your mother's — then typically only your income would be used to determine how much of a loan you can get. What's especially troublesome, though, is that your mother would bring up this scheme at all. She wants to use you and your good credit to pull off something she can't accomplish financially on her own. .

free market analysis of your home townhome

if you ever need a free home market analysis of your home or townhome you can contact me at'
626 818 4742

rent

Did you know that rents are on the rise, stop renting and take advantage of the low interest rates. stop renting and stop paying someone elses rent and pay your own investment.

First time homebuyers

Did you know that the
The City of Baldwin Park offers a Housing Assistance program to low-moderate income first time homebuyers. If you are thinking of purchasing a home in the City of Baldwin Park, consider the Silent Second Program. It provides a loan that funds the difference between the purchase price of the home and the first mortgage. The homebuyer is required to put a 1.5% down payment.